Nearly 200 feet of deep-water dockage with immediate ocean access makes this exceptional Florida Keys retreat a boater's dream. This solid concrete 3-bedroom, 2-bath home features a concrete roof, impact windows and doors, a wrap-around balcony, and a versatile lower-level studio space with a full bath--perfect for guests or extended living. Designed for effortless island living, the updated interior is move-in ready with fresh finishes throughout and a Viking gas stove anchoring the kitchen. Outdoors, a stunning 20' x 30' tiki hut overlooks a resort-style pool and hot tub, creating the ultimate space for entertaining or unwinding in true tropical fashion. The property includes two boat lifts (30,000-lb and 10,000-lb), accommodating multiple vessels with ease. Located on a private, gated street at MM 97 and just one lot from the oceanfront, this home offers rare privacy paired with unbeatable access. Additional features include ample parking, turf grass, paver walkways surrounding the pool and garage, and plenty of space for all your toys. The adjacent vacant lot with tiki hut is a separate folio and offers future build potential. Designed for family, friends, and the ultimate Florida Keys lifestyle.